Auto Loan Calculator

Work out car loan payments including sales tax, trade-in and fees.

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Understanding your car loan

The amount you finance is the vehicle price plus sales tax, minus your down payment and any trade-in value. In most states sales tax applies to the price after the trade-in credit, which this calculator assumes.

Longer terms (72–84 months) lower the monthly payment but increase total interest and the time you may spend "underwater" — owing more than the car is worth.